Federal Government

Banks aggregate the savings of individuals and businesses and lend to individuals, businesses, and governments. Economic output would be lower if businesses had to finance investments themselves or if individuals had to rely on their savings alone to make expenditures (e.g., home and car purchases).
This paper reviews key concepts in banking, provides an overview of banking-related regulations and recent banking regulation, and highlights emerging policy issues.
&nbsp;

As AI creates new forms of value all around us, the financial ecosystem is being constantly re-defined to deliver more connectivity, global interoperability and improved resilience. This is a world in which innovation becomes mission-critical, not only to enabling growth but securing financial access for all and protecting against ever-more sophisticated threats.Sibos 2026 steps into this future to unlock the power of collaboration, technology and innovation as we re-shape digital finance for an AI-driven global economy.

As AI creates new forms of value all around us, the financial ecosystem is being constantly re-defined to deliver more connectivity, global interoperability and improved resilience. This is a world in which innovation becomes mission-critical, not only to enabling growth but securing financial access for all and protecting against ever-more sophisticated threats. Sibos 2026 steps into this future to unlock the power of collaboration, technology and innovation as we re-shape digital finance for an AI-driven global economy.

Onsite

Conference / Summit

Artificial Intelligence

Cybersecurity

Machine Learning

Government Contractors

Sibos

Accenture

Amazon Web Services (AWS)

Appian

Infosys

LexisNexis Risk Solutions

Oracle

Red Hat

Sibos 2026 Miami

A place where leaders in cyber threat response collaborate to get better, smarter, and faster in how we protect our global economy and national security. THREATCON1 brings together security researchers, cyber operators, and business leaders for three days of keynotes, technical sessions, hands-on challenges, and high-impact networking.

Networking

State and Local Government

VulnCheck

THREATCON1

School districts run on email. It's how staff coordinate,
how vendors get paid, and how families stay in the loop—and attackers know it.
The threats causing the most damage in K-12 today rarely carry a malicious link
or attachment. Instead, they impersonate a superintendent asking for a wire
transfer, a vendor updating banking details, or an HR portal requesting a
password. Because there's nothing technically "bad" to scan for,
these messages slip past the filters most districts rely on.<o:p></o:p>

This session walks through the attacks K-12 schools are
actually seeing, using real examples of business email compromise, account
takeover, and payroll fraud. Abnormal AI will break down how each attack works
in plain terms, why traditional defenses miss it, and what school leaders can
do about it right now. You'll leave with concrete steps you can put in place
before the next attempt lands.<o:p></o:p>

Join this session to see what's targeting your district and
how to stop it.<o:p></o:p>

Top 3 Actionable Takeaways: <o:p></o:p>

<ul><li>The email attacks targeting K-12 districts and why standard
filters miss them</li><li>The warning signs of impersonation, account takeover, and
payroll fraud</li><li>The concrete steps school leaders can take to strengthen
defenses right now</li></ul><o:p></o:p>

School districts run on email. It's how staff coordinate, how vendors get paid, and how families stay in the loop—and attackers know it. The threats causing the most damage in K-12 today rarely carry a malicious link or attachment. Instead, they impersonate a superintendent asking for a wire transfer, a vendor updating banking details, or an HR portal requesting a password. Because there's nothing technically "bad" to scan for, these messages slip past the filters most districts rely on. This session walks through the attacks K-12 schools are actually seeing, using real examples of business email compromise, account takeover, and payroll fraud. Abnormal AI will break down how each attack works in plain terms, why traditional defenses miss it, and what school leaders can do about it right now. You'll leave with concrete steps you can put in place before the next attempt lands. Join this session to see what's targeting your district and how to stop it. Top 3 Actionable Takeaways: The email attacks targeting K-12 districts and why standard filters miss them The warning signs of impersonation, account takeover, and payroll fraud The concrete steps school leaders can take to strengthen defenses right now

Virtual / Online

Webinar / Webcast

K-12 / Higher Education

Human Resources

Education

K12 Six

Abnormal AI

No Link, No Attachment, No Problem: How Modern Attacks Slip into School Inboxes

Federal Reserve Facade 2

White Paper

Introduction to Financial Services: Banking

Banking

Understand U.S Economy topics affecting federal and state &amp; local government activities on GovWhitePapers - your hub for government and Economy content.

Economy

Format:	White Paper
Topics:	Banking Economy
Website:	Visit Publisher Website
Author(s):	Raj Gnanarajah Andrew P. Scott
Publisher:	Congressional Research Service
Published:	January 5, 2023
License:	Public Domain
Tags:	banking banking regulations economy

Sorry, your browser is not compatible with this application. Please use the latest version of Google Chrome, Mozilla Firefox, Microsoft Edge or Safari.

Introduction to Financial Services: Banking

Featured Content

Contact Publisher

Claim Content

Stay Ahead of
Government Tech Trends

Sorry, your browser is not compatible with this application. Please use the latest version of Google Chrome, Mozilla Firefox, Microsoft Edge or Safari.

Introduction to Financial Services: Banking

Featured Content

Contact Publisher

Claim Content

Stay Ahead of Government Tech Trends

Stay Ahead of
Government Tech Trends