This executive order takes aim at “politicized or unlawful debanking,” where financial institutions restrict services based on political or religious beliefs, or lawful business activities they disfavor. It directs federal…
Learn MoreFifteen years after the financial crisis, the 2025 Dodd-Frank report reflects on progress made in building a safer financial system—and where risks still remain. It highlights the importance of capital,…
Learn MoreThe Spring 2025 Semiannual Risk Perspective from the OCC highlights how rising interest rates, commercial real estate exposure, and cybersecurity threats are reshaping risk for national banks and federal savings…
Learn MoreThe 2025 Cybersecurity Report outlines the growing complexity of cyber threats facing the U.S. financial system, highlighting vulnerabilities linked to third-party service providers and outdated legacy systems. It emphasizes the…
Learn MoreThe 2025 International Narcotics Control Strategy Report highlights both progress and growing global challenges in combating illicit drug trafficking. While U.S. overdose deaths declined for the first time in years,…
Learn MoreElectronic Fund Transfer Act (Regulation E) The Electronic Fund Transfer Act (EFTA), enforced through Regulation E, provides key protections for consumers engaging in electronic fund transfers (EFTs) such as debit…
Learn MoreThis report provides a comprehensive overview of U.S. banks’ trading and derivatives activity for the fourth quarter of 2024. It highlights a 10.6% decline in trading revenue from the prior…
Learn MoreThis document outlines updated rules from the Consumer Financial Protection Bureau (CFPB) regarding credit card penalty fees. It aims to ensure fairer practices by capping late fees and increasing transparency…
Learn MoreThe era of Globalization 1.0, marked by idealistic free trade and fading borders, is giving way to a more grounded strategy that recognizes geopolitical realities and national interests. This new…
Learn MoreU.S. banking regulators played a vital role in shaping the final Basel III capital standards—global rules that aim to make big banks safer and more resilient. The report shows how…
Learn MoreAccess to credit can make or break a small business, yet navigating the financing landscape is no small feat. The latest Federal Reserve report highlights the diverse lending options available,…
Learn MoreThe U.S. international investment position saw a significant shift in the third quarter of 2024, with liabilities growing faster than assets. The net position dropped by $1.06 trillion, reflecting increased…
Learn MoreRetirement income plays a crucial role in financial stability for older adults, yet only 48% of those aged 65 and over receive it outside of Social Security. Pensions, IRAs, and…
Learn MoreAuto loan balances reached over $1.64 trillion in 2024, making auto finance one of the largest sources of consumer credit outside of mortgages. Yet, despite its scale, detailed data on…
Learn MoreFlooding is the most expensive natural disaster in the U.S., yet many homeowners remain underinsured against its financial impact. A new report from the Consumer Financial Protection Bureau (CFPB) highlights…
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