Bank Capital Reforms: U.S. Agencies’ Participation in the Development of the International Basel Committee Standards

U.S. banking regulators played a vital role in shaping the final Basel III capital standards—global rules that aim to make big banks safer and more resilient. The report shows how U.S. agencies worked together across years of negotiation, backed by data, impact studies, and feedback from industry and the public. Their goal: to level the playing field internationally while ensuring standards remain robust yet flexible enough for U.S. markets. This deep dive into global financial cooperation reveals the behind-the-scenes work that supports stability in our banking system.