Service-Contingent Federal Student Loan Forgiveness and Loan Repayment Programs

Student loan forgiveness and loan repayment programs enable borrowers to have all or part of their student loan debt forgiven or repaid on their behalf if they meet specified eligibility criteria. A primary type of such programs provides benefits to borrowers who complete work or service in specific fields or professions.

These service-contingent student loan forgiveness and loan repayment programs are typically intended to provide a financial incentive to encourage individuals to enter public service or a particular profession, occupation, or occupational specialty, or to remain employed in a high-need profession or occupation (often in certain locations).