Property Technology For Homebuying

This GAO report examines how property technology is reshaping the homebuying process, from online real estate platforms to automated underwriting and valuation tools. While these digital systems improve speed, convenience, and consistency, they also bring concerns around data privacy, algorithmic bias, and compliance with fair housing and consumer protection laws. The report highlights gaps in federal oversight—particularly as AI becomes more deeply embedded in mortgage decision-making—and stresses the need for clearer guidance from regulators. Overall, it provides a balanced look at both the promise and risks of emerging proptech in the housing market.