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Implementing the GENIUS Act: OCC Final Rule on Payment Stablecoin Issuance

Summary: This Office of the Comptroller of the Currency (OCC) final rule implements the GENIUS Act for payment stablecoin issuers and related activities under OCC supervision. Intended for banks, stablecoin issuers, compliance teams, and regulators, the 721-page rule takes effect January 18, 2027.

The rule explains requirements for stablecoin issuance and redemption, reserve asset management, liquidity, capital, custody, risk controls, licensing, reporting, and supervision. Readers will learn which institutions fall under OCC oversight, how issuers must protect reserve assets and meet redemption obligations, and what operational and disclosure standards apply. It also summarizes public feedback on the proposed regulations and explains changes made in the final rule.

Implementing the GENIUS Act: OCC Final Rule on Payment Stablecoin Issuance
Format:
  • Report
Topics:
Website:Visit Publisher Website
Author(s):
  • U.S. Department of the Treasury
Publisher:Department of the Treasury
Published:October 20, 2026
License:Public Domain
Tags:blockchainDigital Assetsgenius actPayment StablecoinsStablecoins
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