Federal Tools for Production and Preservation of Affordable Rental Housing

Affordable rental housing remains a critical need, and federal programs play a key role in expanding and preserving this vital resource. Over the decades, a combination of direct subsidies, tax incentives, and loan programs has shaped the housing landscape, providing millions of units for low-income families. Today, programs like the Low-Income Housing Tax Credit, Section 8 rental assistance, and public housing initiatives continue to evolve to meet changing economic and social challenges. As demand grows, federal efforts remain essential in ensuring stable, quality housing for vulnerable populations.